Car accident / Slip and fall

If you have had a car accident, slip& fall, been assaulted or hurt by a defective product - you do not use your regular health insurance.  You will need a lawyer to represent you and yes, they will take at least 1/3 of your settlement.  But the good news is we do NOT need to fight with your regular insurance and you get advanced care like PRP -which is usually 5000-1000$ cash- but you will have no out-of-pocket cost.  Plus all the other things that health insurance misers out so minimally, make you wait months while in pain.

We can do all the office-based procedures, like epidurals, and radiofrequency ablations, - including sedation that same day - if medically indicated.  We also offer accupuncture - which is not covered under most regular insurance and spinal manipulation.

If you do not already have an attorney, we have several we work with and no, you usually do not need to drive to meet them.  You will need to sign an agreement with them electronically and/or on paper and we can do that in our office and you will not owe money no matter what.  However, if the accident was your fault - or you were intoxicated or should not have been driving- there might be no coverage. If the other person is at fault and they have no insurance, while that is illegal, you would need to have uninsured motorist on YOUR insurance or you have no coverage.  Sure you can go after them yourself, but those kind of people usually don't have anything to start with (which is why they have no insurance) and they usually have gotten away with this before.  One of the first things that has to happen is the establishment of liability - meaning that the other party has insurance and admits it is their client's fault.  Then there is a limit to their insurance policy which means that the average car accident between two regular people (other than commercial vehicles or businesses) is limited to 25,000$ and that gets cut into thirds for you, ALL the healthcare, and the lawyer.  If you do the math, it is $8,333.oo for each of the three.  You need to know that is only if the case settles for the maximum.  The point is that there is a limit to what can be done under the personal injury before the lawyer needs to close it out and get you your settlement.  At that point, then you can go under your regular health insurance for any residual pains you are having. 

If you are hit by a bus, tractor-trailer and or injured in an Uber or Lyft, the case might be different and much higher.

This is usually handled after the case settles and goes under your regular insurance.   While the case is active, most hospitals will not "gamble" on getting paid anything when major orthopedic surgeries like knee scopes and neurosurgeries like spine surgeries are so lucrative for the hospital and the surgeon.  So, they will wait and usually not see you other than the initial hospital visit, until the case winds up.  Obviously if you are critically injured initially, you will be taken to a trauma center and cared for as long as necessary.  But once you are treated and released, anything that becomes elective need to go under the PI case.  You may have heard otherwise becasue hopitals and system-owned groups will find creative ways around the system all the time - this is not recommended.

If you were alone and hit a wall at a high speed driving over or even at the speed limit with expired tags and get a DUI - do not expect to be covered or get anything.

DO not be someone who have 4 rear-ends per year and lawsuits are you major source of income - judges and insurance adjusters see right through professional "brake checkers"

DO not be someone who trips on a rug or mat at Kmart, then Walmart then Lowes every other weekend at 11AM becasue that is you Saturday Morning activity.  These cases get tossed and you do nothing but plug up the system.  Then if you ever really do get hurt, you are labeled a fraud rather early in the case and your health care team simply tells you that you are not covered and your health insurance might consider your injury self-inflicted and not cover you either.